Keeper is an Earned Wage Access (EWA) app offered through participating employers. EWA lets you access part of the money you’ve already earned before payday.
What is Earned Wage Access (EWA)?
With EWA, your available balance is based on work you’ve completed (like hours, shifts, or earnings reported by your employer). Instead of waiting for payday, you can request an early payout from what you’ve earned so far.
How Keeper works (high level)
Keeper connects the dots between:
Work completed → Available balance
Your employer sends work/shift info, and Keeper uses it to calculate what earnings you can access early.Available balance → Cash out
If you choose, you can request a cash out to your card or bank account (depending on what’s available to you).Payday → Repayment
On payday, your cash out is repaid through your normal payroll process (for example, payroll deduction), based on your employer’s setup.
A quick note about eligibility
Keeper is only available if your employer partners with Keeper. If you don’t see your employer in the app, it may mean they aren’t currently enrolled or your employer data hasn’t been updated yet.
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